The past couple of months of saving money and paying down debt has been pretty good. If you’re looking only at the amount, it’s not that big of a deal. But the fact that we’re following a budget and controlling our urges to shop for clothes that don’t go with other items and various other useless things have been a real confidence booster.
I found errors in my budget this weekend though. I mean I forgot to account for expected expenses in my budget, so now they’re unexpected expenses. My hubby’s MBA program semester is broken down into 2 parts. The first part of spring semester just ended. You know what this means? It means, he needs new books. So that’s a couple of hundred dollars that I should’ve known to work into my budget but totally forgot about.
My hubby’s car oil change was another I found. His car requires oil change every 10,000 miles, so it’s a little more expensive than my car. So there’s another $90.00 I had to find to pay for this. Why couldn’t he tell me a few weeks before so I don’t have to scramble to find this money on top of his book money. urgg~~~ It’s not really his fault, but it makes it easier to move on if you blame it on someone else~ (is that bad?)
So where can I find money in my budget to pay for these without using a credit card for our emergency fund that is very very modest? Well, my hubby offered to not get allowance this week since his school is out anyway. So there’s $60.00 (he pleaded with me a week and a half ago to raise it back to $60 from $40 and I gave in). I put aside $70.00 for a face cream, but I can last a couple of weeks with all the samples that I collected. So that’s $130.00 total. We got a 15% coupon from his car dealership, so we can save about $15.00 on his car oil change. We will go over our budget for this week still, but not as much as I thought initially.
Have you guys ended up having unexpected expenses because you forgot to account for expected expenses? How did you make up the amount?